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Embedded Finance with Wallets as a Protocol

The end of wallet hell. Say goodbye to WaaS and hello to WaaP.

Try now

Wallet as a service (WaaS) have a company that "self-custodies" user funds and charges the dApps fees. These wallets exist only within the dApp, unusable elsewhere as normal crypto wallets. Wallets as a protocol (WaaP) lets you onboard users for free. WaaP users have strong security models and can bring their wallets anywhere.

Simple Logins

Streamlined access with social, phone or email.

Simple Logins

Streamlined access with social, phone or email.

Native zk-ID

Offers private, verifiable IDs using zero-knowledge proofs.

Native zk-ID

Offers private, verifiable IDs using zero-knowledge proofs.

Universal Wallet

Embeddable everywhere & scaling composability.

Universal Wallet

Embeddable everywhere & scaling composability.

Quick Link Payments

Simple, shareable payment requests.

Quick Link Payments

Simple, shareable payment requests.

Effortless Wallet Recovery

Seamless, secure access restoration.

Effortless Wallet Recovery

Seamless, secure access restoration.

Cross-Chain Compatibility

Support for multi-chain functionality.

Cross-Chain Compatibility

Support for multi-chain functionality.

Protected Self Custody

Users own their keys for full control.

Protected Self Custody

Users own their keys for full control.

Gas-Tank Convenience

Pre-load gas tanks for the best user experience.

Gas-Tank Convenience

Pre-load gas tanks for the best user experience.

Wallet as a protocol

Everything WaaS has, and more

Social signons are tablestakes. Do them for free and give your users extreme security + cross-chain gas tanks they can use anywhere.

Feature

WaaP

Wallet as a Protocol

WaaS

e.g., Privy

Self-Custodial

e.g., MetaMask

Architecture

Protocol-based, modular, decentralized

Service-based, centralized, siloed

Client-based, decentralized, open

Cost Structure

Free

Subscription-based

Free

Custody Model

Protected Self-Custody (2PC dual-share model)

Semi-Custodial (key sharding with provider)

Full Self-Custody (user bears all risk)

Core

Security

No single point of failure (2PC technology)

Distributed risk (Shamir Secret Sharing + TEE)

Seed phrase is single point of failure

Recovery Options

2FA & Native client device biometric recovery

Provider-managed recovery

Seed phrase only (loss = permanent)

Feature

WaaP

Wallet as a Protocol

WaaS

e.g., Privy

Self-Custodial

e.g., MetaMask

Architecture

Protocol-based, modular, decentralized

Service-based, centralized, siloed

Client-based, decentralized, open

Cost Structure

Free

Subscription-based

Free

Custody Model

Protected Self-Custody (2PC dual-share model)

Semi-Custodial (key sharding with provider)

Full Self-Custody (user bears all risk)

Core

Security

No single point of failure (2PC technology)

Distributed risk (Shamir Secret Sharing + TEE)

Seed phrase is single point of failure

Recovery Options

2FA & Native client device biometric recovery

Provider-managed recovery

Seed phrase only (loss = permanent)

Security

Extreme Security

Human Wallet users can be protected against attacks like blind signing that even hardware wallets don't defend against, by simply upgrading their security settings.

Read: The end of Blind Signing

Documentation on Security & Architecture

Fiat Onramp

Simple transitions between crypto and fiat currencies.

Cross Chain Swaps

Swap cross-chain, super fast and at low fees for top UX.

Create Custom Policies

Add policies to Human Wallet's policy engine for max security and privacy.

Wallet Recovery

Recover wallet seamlessly with secure identity verification.

zk-ID Proof

Choose from different methods to proof your humanity in ZK.

Fiat Onramp

Simple transitions between crypto and fiat currencies.

Cross Chain Swaps

Swap cross-chain, super fast and at low fees for top UX.

Create Custom Policies

Add policies to Human Wallet's policy engine for max security and privacy.

Wallet Recovery

Recover wallet seamlessly with secure identity verification.

zk-ID Proof

Choose from different methods to proof your humanity in ZK.

Fiat Onramp

Simple transitions between crypto and fiat currencies.

Cross Chain Swaps

Swap cross-chain, super fast and at low fees for top UX.

Create Custom Policies

Add policies to Human Wallet's policy engine for max security and privacy.

Wallet Recovery

Recover wallet seamlessly with secure identity verification.

zk-ID Proof

Choose from different methods to proof your humanity in ZK.

FAQ

Questions,

Answered by Humans

What is human.tech?

How does human.tech's technology work?

What chains or ecosystems does human.tech support?

What is the $HUMN token?

How does human.tech solve access to finance?

How does human.tech help people without digital identities?

How does human.tech solve crypto custody UX?

What’s the difference between human.tech and Worldcoin?

How does human.tech keep my data private and secure?

Do I need a Human Wallet to use human.tech tools?

What is human.tech?

How does human.tech's technology work?

What chains or ecosystems does human.tech support?

What is the $HUMN token?

How does human.tech solve access to finance?

How does human.tech help people without digital identities?

How does human.tech solve crypto custody UX?

What’s the difference between human.tech and Worldcoin?

How does human.tech keep my data private and secure?

Do I need a Human Wallet to use human.tech tools?

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